Category Archives: Banking

Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is a leading alternative source of funds during the harsh economic crisis. For the company, they always delight in the issuance of loans using stocks as the main collateral. For this reason, the company has noted that there is more traction in the intake of stock-based loans in the recent economic crisis. Banks and other credit-based institutions have their loan qualification method tightened due to the onset of the financial crisis. While this is true, these banks help eliminate the effects of the economic crisis that can affect the masses if they keep releasing more money during the crisis. For those who raise quick money for their projects and personal use during the harsh financial crisis, you might consider Equities First Holdings as one of the most trusted companies in the world.

While many other options are in existence for the individuals, borrowers now have limited access to the credit-based loans provided by banks during the economic crisis. Tightened bank loan qualification also characterizes the credit-based loans. As a matter of fact, interest rates are also on the rise. Al Christy is the CEO and Founder of Equities First Holdings. He has also seen an increased trend in the intake of the stock-based loans. According to him, the use of stocks to secure loans is one of the most competitive ways of obtaining capital during the harsh economic crisis. As a matter of fact, these loans are characterized by the low-interest rates.

Sock-based loans are also characterized by the high loan-to-value ratio than the credit-based and margin loans. According to many people, they consider margin loans to be synonymous with the credit-based loans. Therefore, the transaction life is inevitable. Market fluctuation is evident during a three-year term. However, the stock-based loans provide a hedge between the loan and your problem.


NexBank is a financial institution based in Dallas, Texas. It is among the enterprises owned and managed by NexBank Capital Inc. NexBank combines the experience and expertise of its leadership and management team to deliver the best services in mortgage and commercial banking. It provides its financial services to the corporate fraternity, institutions and individual customers. The organization operates under James Dondero who acts as the chairman of the board. Together with the management team, they are committed to ensuring the growth of the institution while making sure that customer satisfaction remains uncompromised.

Over the years, the financial company continues to offer custom-tailored financial solutions to its clients. The bank has a team with years of experience in the banking industry. They have a proven track record and strives to deliver on every opportunity. It operates with a charter dating back in 1922. Additionally, the institution offers investment banking services.

Despite the economic state, NexBank continues to grow. As it sought to expand its customer base and serve more people, the bank acquired College Savings Bank in 2015. The College saving bank specializes in 529 college saving programs. The college saving bank operates from Princeton, New Jersey. The acquisition of this bank enabled NexBank to expand its service rendering capabilities to students and parents seeking to save up for their children education.

For nearly 100 ears, NexBank has offered personalized banking services. Under this service, the banker offers a broad range of products depending on the customers’ preference or financial position. Depending on the clients’ objectives, the bank advice on the best product to use and thereby, complementing the clients’ wealth strategy. The Financial institution also offers management services that are specifically tailored to meet deposit and withdrawal needs of a customer. According to the management team, NexBank strives to grow, protect and manage it clients’ wealth. Additionally, the bank has attractive Mortgages available for customers seeking to own homes and real estate developers.